New Century Financial Group, LLC

At New Century Financial Group, we have one overriding goal: to help our clients and their families achieve financial independence. To that end, we provide a full range of financial, retirement, and estate planning services. Our seasoned team of professionals is experienced in crafting practical solutions to our clients’ most pressing concerns, from funding their children’s education and their own retirement to supporting favorite charities and providing a comfortable life for their children and grandchildren.

 

 

What can you expect if you choose to work with us?
We will start by listening, so that we can understand your current financial situation and work side by side with you to create a blueprint for the future you envision for you and your family. We will provide independent, objective financial advise based on the latest academic and industry research, and access to some of today’s best investment products and services. And once we develop a plan to meet your current and long-range goals, we will monitor your progress, provide quarterly updates, and make periodic adjustments when your circumstances, or those of the market, call for them. We will be there for you for the long haul.

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

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Settling on a Salary

As a company's profit situation improves, business owners may be in a position to decide whether to take home a larger salary or use more of the proceeds to invest for the future. This article discusses the possibility of choosing a business-owner salary that allows for other benefits, such as building the business, saving more for retirement, and adding employee benefits.

Using a Variable Annuity for Guaranteed Income

One recommendation from the White House Task Force on Middle Class Working Families was for retirees to consider purchasing annuities to help provide a stable income. Investors who want their retirement portfolios to go the distance might want to learn more about variable annuities.

HOT TOPIC: Current Economic Conditions and the Prospect for Inflation

Inflation jumped up to 3.2% in April. That’s still below the 50-year average but it may be little consolation for anyone who has been to a gas station or a grocery store recently.

Tips for Surviving the Estate Tax

The federal estate tax was reinstated retroactively to January 1, 2010, by the 2010 Tax Relief Act. However, the favorable provisions are scheduled to expire at the end of 2012, when estates exceeding $1 million could be subject to the federal levy.

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