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Friday, June 21, 2024

When starting a new job, employees are given a W-4 form to fill out. The W-4 form provides information about the employee's filing status, adjustments for multiple jobs, tax credits, other income, deductions.

Wednesday, May 29, 2024

Investment Risk refers to the potential for loss or volatility in the value of an investment. It is essential to understand that all investments carry some level of risk, and it is crucial to assess and manage these risks effectively...

Wednesday, May 15, 2024

Your thirties are crucial for making financial decisions that will affect your future. This is when you may settle down, start a family, or even consider buying a home or starting a business. Here are some important financial decisions...

Tuesday, May 7, 2024

The duration for which you should retain a document relies on the action, expense, or event recorded in the document. Typically, you need to keep records that substantiate an income, deduction, or credit shown on your tax return until...

Tuesday, April 30, 2024

As a financial advisor, I often have folks ask me for casual financial advice. I found I kept bringing up the same topics, such as budgeting, savings, and investing. I decided it would be fun to make a series of blogs that address what...

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Thursday, April 25, 2024

Are you interested in contributing to a charitable organization while taking advantage of tax benefits? Gifting a life insurance policy can provide you with a unique opportunity to do so. In addition to supporting a worthy cause, this...

Tuesday, March 26, 2024

As the presidential election race heats up, a common question on investors’ minds is, “How might the looming White House vote impact the markets?” Some may wonder if they should tweak their portfolios or sit tight...

Tuesday, March 12, 2024

Experts estimate there are more than 44 million people with disabilities in the U.S., representing 13.4% of the population.1 Many parents of children with disabilities choose to establish a special needs trust. This can help provide...

Wednesday, March 6, 2024

You may have received a form called "480.6C" in Spanish recently. This form displays the taxes you paid to Puerto Rico from a stock that you hold...

Friday, March 1, 2024

If you have outstanding balances on multiple credit cards, you might be confused about the best way to tackle your debt and which card to pay off first. A helpful strategy to pay off your debts is by starting with the...

Tuesday, February 20, 2024

Donating stocks instead of cash to a nonprofit can be a smart way to increase the value of your gift while also benefiting the charity. There are two potential tax benefits associated with donating stocks. Firstly, you can...

Monday, February 19, 2024

In the ever-evolving financial landscape, staying informed about the latest changes and potential implications for your retirement savings is crucial. Shifts in retirement regulations define 2024, and we’re committed to keeping...

Monday, February 12, 2024

Money can be a touchy subject, especially regarding our closest relationships. Whether we like it or not, finance plays an integral role in our partnerships, families, and friendships. So, how can we foster healthy attitudes and...

Tuesday, January 30, 2024

Charitable giving is an essential aspect for many households. We often tend to write a check to ourpreferred charity without giving it much thought. However, this method may not always be the mostbeneficial for tax planning purposes....

Tuesday, January 23, 2024

It’s a fun time of year for football fans. The NFL playoffs are starting, and the Big Game is just around the corner. While football fans will tune in for the matchups, commercials, and Usher’s Big Game halftime show, you...

Tuesday, January 9, 2024

With the start of the new year, we wanted to discuss a topic that will likely garner attention throughout 2024: the potential sunsetting of the Tax Cuts and Jobs Act (TCJA) in 2025. Although some of the provisions within the TCJA are...

Tuesday, January 2, 2024

The SECURE Act 2.0 has brought about significant changes in the rules governing inherited IRAs. As a beneficiary, it's important to understand these changes and take the necessary steps to ensure that your inherited IRA is managed in a...

Monday, December 18, 2023

It is that time of year when the Internal Revenue Service requires you to take your required minimum distributions from qualified employer retirement plans and IRAs. Please check with your accountant or financial advisor if you need to...

Monday, December 11, 2023

Significant changes in the financial world have occurred since the government introduced the Secure Act and the Secure Act 2.0. With 2024 approaching, it may be wise to consider adjusting your contributions to your retirement plans to...

Monday, December 11, 2023

Your Child is Turning 18: Handling Healthcare, Academics, and Finances Together As your child blows out the candles on their 18th birthday, you may still see your baby girl or boy. But in the eyes of the law your child is considered a...

Monday, December 4, 2023

As we get ready to turn the page on 2023 and welcome the new year with all its possibilities, we’d like to take some time to reflect on the year that was—the notable events, trends, and developments that defined our...

Monday, November 20, 2023

If you or a loved one has been diagnosed with Alzheimer's disease or any other form of dementia, this can be an extremely challenging time. While promising new treatments are developing and research continues, a cure remains elusive....

Thursday, November 16, 2023

Curious about how changes in the Federal Reserve's interest rates impact the market? Join Kevin Caron, a seasoned Portfolio Manager from Washington Crossing Advisors, as he unravels the complexities of finance. In this podcast, we...

Thursday, November 16, 2023

Funding your Individual Retirement Account (IRA) presents several advantages, one of which is flexibility in tax planning. By contributing to your IRA, you can evaluate the impact on your tax return before making a final decision,...

Wednesday, November 15, 2023

Navigating the financial landscape in today's fast-paced world can be a daunting task. With so many financial products, investment options, and economic uncertainties, individuals often seek expert guidance to ensure their financial...

Wednesday, November 8, 2023

Divorce is one of the most stressful life events. Even the most amicable splits can be complicated and emotionally draining. We likely all know couples who have gone through divorce, and it can be a trying time for everyone involved....

Monday, November 6, 2023

Discover the hidden potential of 529 plans and the exciting new twists introduced by the Secure Act 2.0. This episode is a goldmine waiting to be discovered if you're curious about how these changes can revolutionize your child's...

Wednesday, November 1, 2023

While we haven’t yet said goodbye to 2023, it’s not too early to begin thinking about any tax changes that may be on the horizon. The Tax Cuts and Jobs Act (TCJA) of 2017 was designed to overhaul the federal tax code by...

Tuesday, October 17, 2023

SECURE 2.0: Changes Going Into Effect in 2024 Passed in 2019, the SECURE Act was the most substantial retirement legislation in over a decade. It contained important changes designed to help investors save more and be better prepared...

Tuesday, October 3, 2023

Time to Think About Year-End Financial Strategies As we roll into fall and the fourth quarter, now is a good time to pause and reflect on proactive ways to set up your finances for 2024. Economically speaking, we are now in a much...

Monday, October 2, 2023

Our latest podcast episode introduces our new co-host, Josh Levitus, who brings invaluable insights and energy from his journey in the financial services industry. The episode discusses a crucial aspect of financial management -...

Monday, October 2, 2023

As we go through life, we often purchase insurance policies to protect ourselves and our loved ones. Auditing those policies to ensure they still meet our needs is essential. Specifically, life and long-term care insurance policies...

Tuesday, September 26, 2023

While artificial intelligence (AI) is making headlines today, the concept of "thinking machines" can be traced back to ancient philosophers and mathematicians. The phrase artificial intelligence was first used in the mid-20th century,...

Wednesday, September 20, 2023

I am pleased to introduce Joshua Levitus, our newest team member at New Century Financial Group, LLC. Josh is a familiar face at New Century, having completed two internships with our firm. He graduated from Leigh University with a...

Tuesday, September 12, 2023

Social Security, the program you may have spent a lifetime paying into, is designed to offer stability, supplemental income, and other valuable benefits that can play a role in your overall financial strategy after you retire. We've...

Tuesday, September 5, 2023

Certificates of deposit offered through brokerage firms are known as "brokered CDs." These CDs are provided to clients by partnering with various banks and financial institutions. While they share similarities with traditional...

Tuesday, September 5, 2023

If you ask the average investor which month is the most volatile for the stock market, they will probably say October. It's a reasonable answer, but it's incorrect. Despite October's reputation for market-defining events like the...

Tuesday, August 22, 2023

As financial professionals, we understand how vital it is to safeguard your personal and financial information. Unfortunately, in our increasingly digital world, cybersecurity risks, such as phishing attacks, have become a prevalent...

Monday, August 14, 2023

You work hard and are disciplined with your investments. So why not protect them with someone you trust? It's almost impossible to always be available to make decisions for your accounts. You may be out of the country, recovering from...

Monday, August 7, 2023

You’ve done a great job teaching your children vital life lessons and instilling values that will last a lifetime. As summer ends and a new school year begins, one thing that shouldn’t be overlooked, especially for...

Tuesday, August 1, 2023

Changes are coming to the complicated form that students must submit to qualify for college financial aid, known as the Free Application for Federal Student Aid (FAFSA).The Department of Education is calling it the “most...

Tuesday, July 25, 2023

IntroductionOver the last several months, I have met with quite a few self-proclaimed do-it-yourself (DIY) investors who, after struggling with the markets in 2022, approached me asking for a second opinion. Interestingly, almost every...

Tuesday, July 11, 2023

Changes to 529 Plans in the SECURE 2.0 ActThe SECURE Act was initially passed by Congress at the end of 2019 and was intended to improve retirement savings opportunities. It was a big deal at the time and the most significant piece of...

Thursday, July 6, 2023

What if your child needs braces? The cost may be as much as $6,000 for metal braces—more modern versions can run as much as $13,000. Your health insurance may cover only a portion of the cost. If you're well past the braces stage...

Wednesday, June 7, 2023

Managing your investment accounts with tax efficiency in mind is essential to save more money and maximize your investment returns. This is especially crucial in today's economic climate.Investing in tax-advantaged accounts like IRAs,...

Tuesday, June 6, 2023

During the 2022–2023 academic year, the average cost for one year of college—including tuition, fees, room, board, and other expenses—was $27,940 for public four-year, in-state schools and $57,570 for private...

Thursday, May 25, 2023

Estate management can be a complex and daunting task for many people, but it’s a critical step in helping your assets get managed and distributed according to your wishes.One popular tool that can be used in estate strategies is...

Thursday, May 11, 2023

Economies move in cycles – always have, always willThe Federal Reserve has been steadily increasing interest rates in an attempt to slow the rate of inflation. Its efforts are yielding some results, although inflation remains...